Were you involved in a car accident in which the at-fault driver was uninsured? Few things are worse than getting in a crash with an uninsured or underinsured motorist. An “uninsured vehicle” can include a vehicle that is not covered in a state that requires automobile insurance, a vehicle that is used in a hit and run or a stolen vehicle

While Arizona law requires that all drivers carry automobile insurance. Every Arizona driver must carry minimum levels of coverage, which includes $15,000 bodily injury liability for one person, $30,000 bodily injury liability for two or more persons and $10,000 property damage liability.

Failure to carry proof of insurance can result in a fine of $500 to $1000. A driver who possesses three or more violations for not providing proof of insurance within a three year period will have to submit proof of financial responsibility before he/she can have their license and registration plates restored. While these hard-hitting laws are in place, many individuals still fail to obey the law. Some statistics suggest that up to 25% of drivers in Arizona go without insurance.

If a negligent driver is unable to afford insurance coverage premiums, it will be difficult for you to recover money damages directly from the responsible party. But if vehicle defects, drunk driving or municipal negligence was involved, you could still have a fighting chance at financial recovery.

Insurance is intended to make compensation for injuries and property damage easy and when a motorist is uninsured, a major headache can result for all victims involved in the crash. Because Arizona law requires that all automobile insurance companies offer policy lenders “uninsured” and “underinsured” motorist coverage, you will be protected from these unfortunate accidents.

Tommy Richardson discusses uninsured driver car accidents in Arizona.



If the insurance company is denying, delaying or making obtaining benefits difficult, you can turn to Friedl Richardson for the chance you need to obtain compensation.

At Friedl Richardson, we are not afraid to go up against the big guys.

Insurance companies tend to have a large team of attorneys and will use every resource necessary to not have to pay up more than they have to.

When an uninsured or underinsured motorist causes you harm, you need to fight for a 100% of the compensation available from your insurance company. We can help protect your rights and help you fight for the maximum reimbursement.

We are AV® Preeminent™ and have been named to the Arizona Super Lawyers® list. With more than 75 years of combined experience behind us, we are the team of professionals you can trust to represent you. To fight for medical costs, lost wages, pain and suffering and property damages today, contact the experienced team at Friedl Richardson today! We proudly provide prospective clients with a free consultation.

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